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Field guides for Florida boards
Plainspoken pieces on association banking: choosing products, reserve coverage, lockbox economics, and switching institutions without breaking your AR flow.
Dual control and segregation of duties in board financial governance
The two controls that prevent most association fraud are dual control over transactions and segregation of duties. Here is what each means and how a board puts them in place.
July 13, 2026 · 4 min read
FDIC coverage and ICS sweeps for HOA reserves above the insurance limit
Standard FDIC insurance covers a limited amount per depositor, per bank. Reserve balances often exceed it. Here is how sweep networks like IntraFi Cash Service keep large balances fully insured.
July 13, 2026 · 3 min read
What is a lockbox service, and why associations use one
A lockbox lets owners send assessment payments straight to the bank instead of the management office. Here is how it works and what it changes for a board.
July 13, 2026 · 3 min read
What makes a bank HOA-friendly: the operational features that matter
Any bank will open an account for an association. Far fewer are built to run association banking well. Here are the operational features that separate an HOA-friendly bank from a generic one.
July 13, 2026 · 4 min read